Long Island Chapter 7 Bankruptcy Attorney

Helping Debtors File Bankruptcy in Nassau & Suffolk Counties

There is a way that you can stop creditor harassment, wage garnishment, repossession, and freezes on your bank accounts. Chapter 7 bankruptcy may be an option for you to eliminate all of your debt and get the fresh start that you need. Bankruptcy law exists to give debtors the chance to get a second chance. It doesn't matter who you are or what you do, there is always the possibility that an unforeseen situation will result in overwhelming debt and the need for relief.

At Jacoby and Jacoby, our Long Island bankruptcy lawyers are highly experienced in representing clients in Chapter 7 bankruptcy proceedings. With over 50 years of combined legal experience and a thorough dedication to our clients' needs, our attorneys are able to effectively represent our clients' interests in bankruptcy cases. We take on Chapter 7 cases throughout all of Long Island, Suffolk County, Nassau County and the surrounding areas in New York and are happy to give you a free consultation to discuss your matter.

It is important to understand the truth about a Chapter 7 bankruptcy in New York. There are numerous misconceptions about bankruptcy as a whole, and this may affect a debtor's decision to seek bankruptcy relief. When you contact a Long Island Chapter 7 bankruptcy lawyer at our law firm, we will take the time to offer you information in an honest and straightforward manner. We can dispel any rumors you have heard and can offer you the information you actually need to make the right choice about your case. For example, you may have heard that you will lose all of your property and assets if you file a Chapter 7 bankruptcy. New York law actually provides a great deal of protection to your property, and your attorney can apply this law in your favor to protect what's yours.

How a Long Island Bankruptcy Lawyer Can Help

You may wonder why you would need a Long Island bankruptcy attorney when considering filing for bankruptcy. There are multiple reasons that an attorney is essential in these situations, and it starts with an attorney's ability to evaluate your situation to help you determine whether Chapter 7 bankruptcy is really the right option for you. Chapter 7 bankruptcy may not be the right choice for everyone, and an attorney will understand how to determine the advantages and disadvantages that bankruptcy will have on you presently and in the future. The guidance your attorney will provide will be based on immediate solutions that offer long-term benefits as well.

Once you decide to file for bankruptcy, you will need a lawyer to help you file the appropriate paperwork and take your case through the bankruptcy court process. Additionally, there are many exemptions to bankruptcy that must be understood with an attorney's assistance. New laws come about constantly surrounding bankruptcy exemptions, and you will need to be up to date when filing your petition. With a lawyer's help, you will have a far better chance of keeping much of your property and assets, of having as much of your debt discharged as possible, and also of having your bankruptcy case successfully completed. Furthermore, if you wish to avoid bankruptcy, an attorney will be able to provide you with information as to the alternative options you may have.

Bankruptcy Myths

There are many myths and false statements regarding filing for bankruptcy, and as such, bankruptcy has received a negative reputation over the years. Many people believe things such as filing for bankruptcy means that you will lose all of your possessions or that you will never be able to purchase a home or vehicle in the future. All of these statements are in fact myths of bankruptcy, and a Long Island Chapter 7 bankruptcy attorney can help you establish fact from fiction. It is important to get all of your facts and information in order before filing your bankruptcy petition. You may be unaware that you have certain rights during bankruptcy, and a collector may take advantage of those rights. In cases such as this, you will need the help of an attorney to ensure that you hold the abusive debt collector accountable for their wrong actions. Click here to continue reading more about bankruptcy myths.

If you are currently facing overwhelming debt and feel that your financial future looks bleak, take a moment to consult a Long Island bankruptcy lawyer at our firm to find out what your options are. We will inform you of your legal rights and of both the advantages and disadvantages of filing under Chapter 7. If you have any other questions, our law firm can provide you with answers you need at your free case evaluation.

Contact a Long Island bankruptcy attorney at Jacoby and Jacoby today to discuss your situation and how we can help.